Explore your options with confidence
We’ll walk through the products and solutions available and determine what makes sense for your goals and financial future.
Our products
Life insurance
Life insurance is designed to meet a wide range of needs and goals. We offer multiple types of coverage including Whole Life, Universal Life, and other policy options so you can explore solutions that align with your priorities, timeline, and budget.
After our conversation, you’ll:
Better understand how each type of policy works
Get clarity on the features and trade-offs
Feel more confident choosing coverage that meet your needs today and over time
Long-term care insurance
Going through life may require a little help along the way. So if you're planning ahead, long-term care insurance may help protect your or a family member's future and help preserve the assets you've worked so hard to build. Click here to learn more.
Individual disability insurance
Your ability to earn an income is one of your most valuable assets. We can discuss how individual disability insurance may protect your income if sickness or injury keeps you from working.
We’ll walk through:
Possible coverage options
Real-life scenarios to be prepared for
More solutions to fit your goals and budget—without pressure
If you have questions or want to learn what options may make sense for you, let’s start the conversation.
Income annuities
Planning for steady income in retirement can raise a lot of questions. Let’s work together so you better understand:
How income annuities work
The importance of guaranteed income1
How income annuities may fit into your overall retirement strategy
You’ll understand your options for timing and payout considerations, and get your questions answered without pressure or complexity. If you’re exploring ways to create predictable income or simply want to learn more, let’s start a conversation and explore your options.
Other products
Through established relationships with other carriers, we can help you explore additional solutions, including:
Fixed deferred annuities
Variable annuities
If a need falls outside our offerings, we’ll help connect you with trusted resources. Getting answers to your questions is the priority, so reach out and let’s talk through what may make sense for your situation.2
Common questions
How do I know which product is right for me?
The right solution depends on your goals, priorities, and stage of life. Let’s explore available options and understand which approaches may align with what matters most to you.
What’s the difference between term and permanent life insurance?
Provided premiums are paid, term life insurance offers coverage for a specific period of time, while permanent life insurance is designed to last longer and may include additional features. Let’s help you understand how each works and when one might be appropriate.
What types of financial solutions are available?
There are a range of financial solutions designed to support different goals, such as protection, income, and long-term care insurance. Let’s review available options and how they may work together as part of a broader strategy.
What impacts the cost of coverage?
Costs can vary based on several factors, including age, health, coverage amount, and the type of solution selected. Let’s walk through these considerations and discuss options based on your situation.
What should you expect when getting started?
Getting started typically begins with a conversation about your goals and financial priorities. From there, let’s work together to explain next steps and outline available options at your pace.
Do you need to commit to anything when speaking with a financial professional?
No. Speaking with an financial professional is an opportunity to ask questions and learn more. There’s no obligation to purchase a product.
Explore your options
Take the first step by sharing a few details. Then, let’s discuss your needs.
1 All guarantees are backed by the claims-paying ability of the issuer.
2 Products available through one or more carriers not affiliated with New York Life, dependent on carrier authorization and product availability in your state or locality.